What You Need To Know About ASPCA Pet Insurance

Pet health insurance companies arent just advertising in pet magazines anymore. Just yesterday, this writer turned over the receipt from the local supermarket to find an advertisement and coupon for ASPCA pet insurance! As my family includes both a cat and a dog, and I am now employed in the wonderfully wacky word of freelance writing, I have been seriously thinking of getting pet insurance.

When Did The ASPCA Go Into The Insurance Biz.

The ASPCA is the Yankee version of the older RSPCA (Royal Society for the Prevention of Cruelty to Animals) of England. Both societies work for the same goal to lessen the pain and suffering of animals worldwide. In America alone, millions of dogs and cats wind up in animal shelters because their owners no longer wanted them. In America alone, 50% of dogs and 70% of cats that wind up in shelters have to be put to sleep because they were not adopted in the specified time frame for adoption. Although England is leading the world with no-kill shelters, taking animals from irresponsible hands will not solve the problem.

One of the reasons people abandon their pets is that they cannot afford the vet bills when an injury or sudden illness occurred. In the late 1990s, I adopted a lovely show specimen Peruvian guinea pig who had been mysteriously abandoned. Within two days I knew why the guinea pig had an inner ear disease. If the original owners had ASPCA pet insurance, they may have been able to afford to keep such a sweet piggy.

So, the ASPCA pet insurance plan was born.

Details, Details

The ASPCA pet insurance plan offers financial help for animals going through illness, recovering from an accident and even helps cover routine care such as annual vaccinations. You can apply online or over the phone at 1-866-861-9092.

You do not need to go to a specific vet to use ASPCA pet insurance. You can download a claim form online, print it out and have you and your vet fill it out. Then, you mail it to the ASPCA pet insurance address. They try to get all claims filled out in fifteen business days.

There are several ways you can pay monthly, quarterly and annually. There are more fees added if you pay monthly, however. You can pay by credit card or automatic check withdrawal.

ASPCA pet insurance does not cover pre-existing health conditions prior to buying the policy. They also do not cover organ-transplant operations.

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